Living in Oswego, Indiana

Cost of living, income, home prices, rent and demographics of Oswego · Census data 2020–2024

Oswego has 283 residents with a median age of 31.9. The median household income is $58,190 (19% lower than the Indiana median), the median home value is $238,100.

Oswego is a small town, so Census survey estimates have wide margins of error. Treat percentages as approximate.

Oswego at a glance

Population
283
Median age
31.9State: 38.1
Median household income
$58,190State: $71,957
Median home value
$238,100State: $218,200
Homeowners
90.2%
Bachelor's degree or higher
45.4%

Is Oswego a good place to live?

Cons: Median household income 19% lower than the Indiana median; home values 9% higher than the state median.

The weather is best in June to September.

Cost of living in Oswego

Housing is the biggest part of the cost of living. In Oswego the median home value is $238,100, 28% lower than the U.S. median. Renters pay a median of — per month. Homeowners with a mortgage pay $1,625 a month in housing costs.

Median home value

Oswego$238,100
Indiana$218,200
United States$332,700

Median monthly rent

Indiana$1,062
United States$1,413

Oswego median household income

The median household income in Oswego is $58,190 and the income per person is $36,945. 0% of residents live below the poverty line (Indiana: 12.3%).

Median household income

Oswego$58,190
Indiana$71,957
United States$80,734

Housing in Oswego: homes for sale and rent

Housing units
183
Owner-occupied
90.2%
Renter-occupied
9.8%
Vacant
33.3%Includes seasonal homes
Median year built
1985
Average household size
2.32

33.3% of homes are vacant most of the year, a sign that Oswego has many vacation and second homes.

Oswego demographics

Population
283
Median age
31.9
Under 18
12%
65 and older
34.6%
Households
122
Foreign-born
0%
Veterans
0%Adults 18+

Race and ethnicity

White97.2%
Hispanic or Latino2.8%
Black0%
Asian0%

Hispanic or Latino can be of any race. Population history of Oswego ›

Education in Oswego

45.4% of adults 25 and older in Oswego have a bachelor's degree or higher (Indiana: 29.5%), and 4.6% have a graduate or professional degree.

Bachelor's degree or higher

Oswego45.4%
Indiana29.5%
United States35.7%

Jobs and commute in Oswego

Unemployment rate
0%State: 4.3%
Average commute
—State: 24 min
Work from home
17.7%
Drive alone
82.3%
Public transit
0%
Walk to work
0%
Homes with broadband
100%

Oswego vs nearby towns

TownPopulationMedian incomeHome valueRent
Oswego283$58,190$238,100—
Leesburg652$101,563$172,300$1,071
Barbee1,464$95,375$244,500$1,326
North Webster866$55,278$204,500$995
Warsaw16,768$61,035$181,200$1,066
Syracuse3,233$71,833$199,400$1,115
Milford1,661$51,667$159,700$1,029
Winona Lake5,080$82,188$274,500$1,132
Enchanted Hills1,039$64,625$197,000$1,131

More for people moving to Oswego

Oswego ZIP code ›Weather and climate ›

Living in Oswego: FAQ

What is the median household income in Oswego, IN?

The median household income in Oswego is $58,190, 19% lower than the Indiana median of $71,957 (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).

What is the average home price in Oswego?

The median home value in Oswego is $238,100, compared with $218,200 in Indiana.

Is Oswego, IN a good place to live?

Minuses: median household income 19% lower than the Indiana median; home values 9% higher than the state median.

What is the median age in Oswego?

The median age in Oswego is 31.9 years (Indiana: 38.1).

What is the unemployment rate in Oswego?

The unemployment rate in Oswego is 0% (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).

How educated is Oswego?

45.4% of adults in Oswego have a bachelor's degree or higher.

Source: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (margins of error apply, especially in small towns). Figures are in 2024 dollars.

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