Living in Elkhart, Indiana

Cost of living, income, home prices, rent and demographics of Elkhart · Census data 2020–2024

Elkhart has 53,733 residents with a median age of 35. The median household income is $51,028 (29% lower than the Indiana median), the median home value is $139,500, the median rent is $998/month.

Elkhart at a glance

Population
53,733
Median age
35State: 38.1
Median household income
$51,028State: $71,957
Median home value
$139,500State: $218,200
Median rent
$998/moState: $1,062
Homeowners
53.2%
Bachelor's degree or higher
17.7%
Average commute
19 min

Is Elkhart a good place to live?

Pros: Home values 36% lower than the state median; an average commute of 19 minutes; unemployment of 3.9%.

Cons: Median household income 29% lower than the Indiana median; a poverty rate of 18.2%.

The weather is best in June to September.

Cost of living in Elkhart

Housing is the biggest part of the cost of living. In Elkhart the median home value is $139,500, 58% lower than the U.S. median. Renters pay a median of $998 per month, which is 29.4% of household income. Homeowners with a mortgage pay $1,069 a month in housing costs.

Median home value

Elkhart$139,500
Indiana$218,200
United States$332,700

Median monthly rent

Elkhart$998
Indiana$1,062
United States$1,413

Elkhart median household income

The median household income in Elkhart is $51,028 and the income per person is $28,189. 18.2% of residents live below the poverty line (Indiana: 12.3%).

Median household income

Elkhart$51,028
Indiana$71,957
United States$80,734

Housing in Elkhart: homes for sale and rent

Housing units
25,223
Owner-occupied
53.2%
Renter-occupied
46.8%
Vacant
14.6%Includes seasonal homes
Median year built
1965
Average household size
2.45

Elkhart demographics

Population
53,733
Median age
35
Under 18
26.3%
65 and older
14.3%
Households
21,552
Foreign-born
15.1%
Veterans
5%Adults 18+

Race and ethnicity

White60.2%
Hispanic or Latino27%
Black12.5%
Asian0.5%

Hispanic or Latino can be of any race. Population history of Elkhart ›

Education in Elkhart

17.7% of adults 25 and older in Elkhart have a bachelor's degree or higher (Indiana: 29.5%), and 5.7% have a graduate or professional degree.

Bachelor's degree or higher

Elkhart17.7%
Indiana29.5%
United States35.7%

Jobs and commute in Elkhart

Unemployment rate
3.9%State: 4.3%
Average commute
19 minState: 24 min
Work from home
3.2%
Drive alone
74.9%
Public transit
0.6%
Walk to work
2.6%
Homes with broadband
90%

Elkhart vs nearby towns

TownPopulationMedian incomeHome valueRent
Elkhart53,733$51,028$139,500$998
Simonton Lake4,248$75,673$266,800$1,108
Dunlap6,109$87,039$222,200$1,271
Bristol2,128$77,188$229,500$1,099
Osceola2,593$66,503$196,900$1,654
Edwardsburg1,472$52,500$122,200$950
Granger30,321$123,318$331,100$1,656
Goshen34,420$59,184$184,900$1,093
Mishawaka51,021$54,291$155,500$1,070

More for people moving to Elkhart

Elkhart ZIP code ›Weather and climate ›

Living in Elkhart: FAQ

What is the median household income in Elkhart, IN?

The median household income in Elkhart is $51,028, 29% lower than the Indiana median of $71,957 (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).

What is the average home price in Elkhart?

The median home value in Elkhart is $139,500, compared with $218,200 in Indiana.

How much is rent in Elkhart?

The median gross rent in Elkhart is $998 per month, about 29.4% of household income.

Is Elkhart, IN a good place to live?

Pluses: home values 36% lower than the state median; an average commute of 19 minutes; unemployment of 3.9%. Minuses: median household income 29% lower than the Indiana median; a poverty rate of 18.2%.

What is the median age in Elkhart?

The median age in Elkhart is 35 years (Indiana: 38.1).

How long is the commute in Elkhart?

The average commute to work in Elkhart is 19 minutes; 3.2% of workers work from home.

What is the unemployment rate in Elkhart?

The unemployment rate in Elkhart is 3.9% (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).

How educated is Elkhart?

17.7% of adults in Elkhart have a bachelor's degree or higher.

Source: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (margins of error apply, especially in small towns). Figures are in 2024 dollars.

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