Living in St. Joseph, Illinois
Cost of living, income, home prices, rent and demographics of St. Joseph · Census data 2020–2024
St. Joseph has 3,778 residents with a median age of 37.9. The median household income is $120,789 (45% higher than the Illinois median), the median home value is $270,900, the median rent is $968/month.
St. Joseph at a glance
- Population
- 3,778
- Median age
- 37.9State: 39
- Median household income
- $120,789State: $83,390
- Median home value
- $270,900State: $263,300
- Median rent
- $968/moState: $1,274
- Homeowners
- 84.7%
- Bachelor's degree or higher
- 35.3%
- Average commute
- 25 min
Is St. Joseph a good place to live?
Pros: Median household income 45% higher than the Illinois median; an average commute of 25 minutes; unemployment of 0.9%; a poverty rate of 4.1%.
Cons: Home values about the same as the state median.
The weather is best in June to September.
Cost of living in St. Joseph
Housing is the biggest part of the cost of living. In St. Joseph the median home value is $270,900, 19% lower than the U.S. median. Renters pay a median of $968 per month, which is 25.6% of household income. Homeowners with a mortgage pay $1,937 a month in housing costs.
St. Joseph median household income
The median household income in St. Joseph is $120,789 and the income per person is $51,434. 4.1% of residents live below the poverty line (Illinois: 11.8%).
Housing in St. Joseph: homes for sale and rent
- Housing units
- 1,470
- Owner-occupied
- 84.7%
- Renter-occupied
- 15.3%
- Vacant
- 0.5%Includes seasonal homes
- Median year built
- 1996
- Average household size
- 2.58
St. Joseph demographics
- Population
- 3,778
- Median age
- 37.9
- Under 18
- 28.3%
- 65 and older
- 16%
- Households
- 1,462
- Foreign-born
- 2%
- Veterans
- 4%Adults 18+
Hispanic or Latino can be of any race. Population history of St. Joseph ›
Education in St. Joseph
35.3% of adults 25 and older in St. Joseph have a bachelor's degree or higher (Illinois: 37.8%), and 13.1% have a graduate or professional degree.
Jobs and commute in St. Joseph
- Unemployment rate
- 0.9%State: 5.8%
- Average commute
- 25 minState: 28 min
- Work from home
- 17.2%
- Drive alone
- 72.3%
- Public transit
- 0%
- Walk to work
- 0.7%
- Homes with broadband
- 98.3%
St. Joseph vs nearby towns
| Town | Population | Median income | Home value | Rent |
|---|---|---|---|---|
| St. Joseph | 3,778 | $120,789 | $270,900 | $968 |
| Ogden | 754 | $78,125 | $157,400 | $1,214 |
| Royal | 292 | $86,250 | $161,200 | $1,136 |
| Sidney | 936 | $88,618 | $197,600 | $1,094 |
| Homer | 1,245 | $85,875 | $146,200 | $979 |
| Fithian | 578 | $80,500 | $118,000 | $1,039 |
| Urbana | 39,341 | $45,346 | $184,900 | $972 |
| Philo | 1,487 | $105,625 | $205,400 | $1,222 |
| Muncie | 147 | $83,750 | $76,500 | — |
More for people moving to St. Joseph
St. Joseph ZIP code ›Weather and climate ›Living in St. Joseph: FAQ
What is the median household income in St. Joseph, IL?
The median household income in St. Joseph is $120,789, 45% higher than the Illinois median of $83,390 (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).
What is the average home price in St. Joseph?
The median home value in St. Joseph is $270,900, compared with $263,300 in Illinois.
How much is rent in St. Joseph?
The median gross rent in St. Joseph is $968 per month, about 25.6% of household income.
Is St. Joseph, IL a good place to live?
Pluses: median household income 45% higher than the Illinois median; an average commute of 25 minutes; unemployment of 0.9%; a poverty rate of 4.1%. Minuses: home values about the same as the state median.
What is the median age in St. Joseph?
The median age in St. Joseph is 37.9 years (Illinois: 39).
How long is the commute in St. Joseph?
The average commute to work in St. Joseph is 25 minutes; 17.2% of workers work from home.
What is the unemployment rate in St. Joseph?
The unemployment rate in St. Joseph is 0.9% (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).
How educated is St. Joseph?
35.3% of adults in St. Joseph have a bachelor's degree or higher.
Source: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (margins of error apply, especially in small towns). Figures are in 2024 dollars.
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