Living in St. Charles, Illinois

Cost of living, income, home prices, rent and demographics of St. Charles · Census data 2020–2024

St. Charles has 32,854 residents with a median age of 41.5. The median household income is $114,300 (37% higher than the Illinois median), the median home value is $377,400, the median rent is $1,819/month.

St. Charles at a glance

Population
32,854
Median age
41.5State: 39
Median household income
$114,300State: $83,390
Median home value
$377,400State: $263,300
Median rent
$1,819/moState: $1,274
Homeowners
70.3%
Bachelor's degree or higher
52%
Average commute
27 min

Is St. Charles a good place to live?

Pros: Median household income 37% higher than the Illinois median; an average commute of 27 minutes; unemployment of 4.1%; a poverty rate of 4.4%.

Cons: Home values 43% higher than the state median.

The weather is best in June to September.

Cost of living in St. Charles

Housing is the biggest part of the cost of living. In St. Charles the median home value is $377,400, 13% higher than the U.S. median. Renters pay a median of $1,819 per month, which is 33.3% of household income. Homeowners with a mortgage pay $2,381 a month in housing costs.

Median home value

St. Charles$377,400
Illinois$263,300
United States$332,700

Median monthly rent

St. Charles$1,819
Illinois$1,274
United States$1,413

St. Charles median household income

The median household income in St. Charles is $114,300 and the income per person is $61,527. 4.4% of residents live below the poverty line (Illinois: 11.8%).

Median household income

St. Charles$114,300
Illinois$83,390
United States$80,734

Housing in St. Charles: homes for sale and rent

Housing units
13,829
Owner-occupied
70.3%
Renter-occupied
29.7%
Vacant
4.8%Includes seasonal homes
Median year built
1984
Average household size
2.47

St. Charles demographics

Population
32,854
Median age
41.5
Under 18
20.1%
65 and older
17.4%
Households
13,161
Foreign-born
10.4%
Veterans
4%Adults 18+

Race and ethnicity

White78%
Hispanic or Latino12.3%
Black2.9%
Asian5%

Hispanic or Latino can be of any race. Population history of St. Charles ›

Education in St. Charles

52% of adults 25 and older in St. Charles have a bachelor's degree or higher (Illinois: 37.8%), and 20.4% have a graduate or professional degree.

Bachelor's degree or higher

St. Charles52%
Illinois37.8%
United States35.7%

Jobs and commute in St. Charles

Unemployment rate
4.1%State: 5.8%
Average commute
27 minState: 28 min
Work from home
15.2%
Drive alone
73.4%
Public transit
2.3%
Walk to work
1.6%
Homes with broadband
95%

St. Charles vs nearby towns

TownPopulationMedian incomeHome valueRent
St. Charles32,854$114,300$377,400$1,819
Geneva21,258$144,341$441,400$1,768
Wayne2,562$161,719$642,700$2,850
South Elgin24,217$127,203$339,100$1,640
West Chicago25,395$99,927$336,800$1,469
Batavia27,151$120,056$387,400$1,347
Campton Hills10,877$209,134$547,500$1,750
Bartlett40,501$133,240$375,700$1,883
North Aurora18,696$114,305$342,100$1,504

More for people moving to St. Charles

St. Charles ZIP code ›Weather and climate ›

Living in St. Charles: FAQ

What is the median household income in St. Charles, IL?

The median household income in St. Charles is $114,300, 37% higher than the Illinois median of $83,390 (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).

What is the average home price in St. Charles?

The median home value in St. Charles is $377,400, compared with $263,300 in Illinois.

How much is rent in St. Charles?

The median gross rent in St. Charles is $1,819 per month, about 33.3% of household income.

Is St. Charles, IL a good place to live?

Pluses: median household income 37% higher than the Illinois median; an average commute of 27 minutes; unemployment of 4.1%; a poverty rate of 4.4%. Minuses: home values 43% higher than the state median.

What is the median age in St. Charles?

The median age in St. Charles is 41.5 years (Illinois: 39).

How long is the commute in St. Charles?

The average commute to work in St. Charles is 27 minutes; 15.2% of workers work from home.

What is the unemployment rate in St. Charles?

The unemployment rate in St. Charles is 4.1% (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).

How educated is St. Charles?

52% of adults in St. Charles have a bachelor's degree or higher.

Source: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (margins of error apply, especially in small towns). Figures are in 2024 dollars.

Last updated: