Living in Ruma, Illinois

Cost of living, income, home prices, rent and demographics of Ruma · Census data 2020–2024

Ruma has 394 residents with a median age of 35.9. The median household income is $75,000 (10% lower than the Illinois median), the median home value is $125,600, the median rent is $975/month.

Ruma is a small town, so Census survey estimates have wide margins of error. Treat percentages as approximate.

Ruma at a glance

Population
394
Median age
35.9State: 39
Median household income
$75,000State: $83,390
Median home value
$125,600State: $263,300
Median rent
$975/moState: $1,274
Homeowners
80.4%
Bachelor's degree or higher
11.2%
Average commute
23 min

Is Ruma a good place to live?

Pros: Home values 52% lower than the state median; an average commute of 23 minutes; unemployment of 2.8%; a poverty rate of 4.6%.

Cons: Median household income 10% lower than the Illinois median.

The weather is best in May–June and September–October.

Cost of living in Ruma

Housing is the biggest part of the cost of living. In Ruma the median home value is $125,600, 62% lower than the U.S. median. Renters pay a median of $975 per month, which is 18.3% of household income. Homeowners with a mortgage pay $1,212 a month in housing costs.

Median home value

Ruma$125,600
Illinois$263,300
United States$332,700

Median monthly rent

Ruma$975
Illinois$1,274
United States$1,413

Ruma median household income

The median household income in Ruma is $75,000 and the income per person is $39,282. 4.6% of residents live below the poverty line (Illinois: 11.8%).

Median household income

Ruma$75,000
Illinois$83,390
United States$80,734

Housing in Ruma: homes for sale and rent

Housing units
156
Owner-occupied
80.4%
Renter-occupied
19.6%
Vacant
5.1%Includes seasonal homes
Median year built
1978
Average household size
2.53

Ruma demographics

Population
394
Median age
35.9
Under 18
28.2%
65 and older
12.7%
Households
148
Foreign-born
0.5%
Veterans
10.2%Adults 18+

Race and ethnicity

White90.1%
Hispanic or Latino8.1%
Black3.6%
Asian0.5%

Hispanic or Latino can be of any race. Population history of Ruma ›

Education in Ruma

11.2% of adults 25 and older in Ruma have a bachelor's degree or higher (Illinois: 37.8%), and 1.5% have a graduate or professional degree.

Bachelor's degree or higher

Ruma11.2%
Illinois37.8%
United States35.7%

Jobs and commute in Ruma

Unemployment rate
2.8%State: 5.8%
Average commute
23 minState: 28 min
Work from home
5.2%
Drive alone
78.7%
Public transit
0%
Walk to work
10.9%
Homes with broadband
95.9%

Ruma vs nearby towns

TownPopulationMedian incomeHome valueRent
Ruma394$75,000$125,600$975
Evansville781$65,750$88,200$791
Red Bud3,782$71,850$171,000$845
Prairie du Rocher454$66,161$88,800$773
Baldwin355$46,771$87,500$838
Ellis Grove359$82,813$78,300$850
Ste. Genevieve5,010$48,097$172,400$771
Hecker521$79,583$166,800$1,014
Bloomsdale841$101,736$244,000$525

More for people moving to Ruma

Ruma ZIP code ›Weather and climate ›

Living in Ruma: FAQ

What is the median household income in Ruma, IL?

The median household income in Ruma is $75,000, 10% lower than the Illinois median of $83,390 (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).

What is the average home price in Ruma?

The median home value in Ruma is $125,600, compared with $263,300 in Illinois.

How much is rent in Ruma?

The median gross rent in Ruma is $975 per month, about 18.3% of household income.

Is Ruma, IL a good place to live?

Pluses: home values 52% lower than the state median; an average commute of 23 minutes; unemployment of 2.8%; a poverty rate of 4.6%. Minuses: median household income 10% lower than the Illinois median.

What is the median age in Ruma?

The median age in Ruma is 35.9 years (Illinois: 39).

How long is the commute in Ruma?

The average commute to work in Ruma is 23 minutes; 5.2% of workers work from home.

What is the unemployment rate in Ruma?

The unemployment rate in Ruma is 2.8% (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).

How educated is Ruma?

11.2% of adults in Ruma have a bachelor's degree or higher.

Source: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (margins of error apply, especially in small towns). Figures are in 2024 dollars.

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