Living in Ottawa, Illinois

Cost of living, income, home prices, rent and demographics of Ottawa · Census data 2020–2024

Ottawa has 18,447 residents with a median age of 39.8. The median household income is $71,413 (14% lower than the Illinois median), the median home value is $154,000, the median rent is $920/month.

Ottawa at a glance

Population
18,447
Median age
39.8State: 39
Median household income
$71,413State: $83,390
Median home value
$154,000State: $263,300
Median rent
$920/moState: $1,274
Homeowners
69.7%
Bachelor's degree or higher
23.3%
Average commute
23 min

Is Ottawa a good place to live?

Pros: Home values 42% lower than the state median; an average commute of 23 minutes.

Cons: Median household income 14% lower than the Illinois median; unemployment of 6.9%; a poverty rate of 17.3%.

The weather is best in June to September.

Cost of living in Ottawa

Housing is the biggest part of the cost of living. In Ottawa the median home value is $154,000, 54% lower than the U.S. median. Renters pay a median of $920 per month, which is 29.4% of household income. Homeowners with a mortgage pay $1,469 a month in housing costs.

Median home value

Ottawa$154,000
Illinois$263,300
United States$332,700

Median monthly rent

Ottawa$920
Illinois$1,274
United States$1,413

Ottawa median household income

The median household income in Ottawa is $71,413 and the income per person is $40,071. 17.3% of residents live below the poverty line (Illinois: 11.8%).

Median household income

Ottawa$71,413
Illinois$83,390
United States$80,734

Housing in Ottawa: homes for sale and rent

Housing units
8,217
Owner-occupied
69.7%
Renter-occupied
30.3%
Vacant
8.1%Includes seasonal homes
Median year built
1958
Average household size
2.39

Ottawa demographics

Population
18,447
Median age
39.8
Under 18
25.3%
65 and older
16.4%
Households
7,553
Foreign-born
3.1%
Veterans
8%Adults 18+

Race and ethnicity

White87.7%
Hispanic or Latino10.1%
Black2.5%
Asian1%

Hispanic or Latino can be of any race. Population history of Ottawa ›

Education in Ottawa

23.3% of adults 25 and older in Ottawa have a bachelor's degree or higher (Illinois: 37.8%), and 6.6% have a graduate or professional degree.

Bachelor's degree or higher

Ottawa23.3%
Illinois37.8%
United States35.7%

Jobs and commute in Ottawa

Unemployment rate
6.9%State: 5.8%
Average commute
23 minState: 28 min
Work from home
5.2%
Drive alone
82.2%
Public transit
0.2%
Walk to work
0.6%
Homes with broadband
84.3%

Ottawa vs nearby towns

TownPopulationMedian incomeHome valueRent
Ottawa18,447$71,413$154,000$920
Dayton271$73,750$271,000—
Naplate589$71,875$135,600$1,019
Marseilles4,279$58,217$142,500$1,041
Grand Ridge584$78,929$158,700$1,023
North Utica1,282$104,028$237,500$1,292
Seneca2,450$86,830$227,500$1,149
Oglesby3,570$76,189$139,700$888
Sheridan2,519$85,250$186,400$1,070

More for people moving to Ottawa

Ottawa ZIP code ›Weather and climate ›

Living in Ottawa: FAQ

What is the median household income in Ottawa, IL?

The median household income in Ottawa is $71,413, 14% lower than the Illinois median of $83,390 (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).

What is the average home price in Ottawa?

The median home value in Ottawa is $154,000, compared with $263,300 in Illinois.

How much is rent in Ottawa?

The median gross rent in Ottawa is $920 per month, about 29.4% of household income.

Is Ottawa, IL a good place to live?

Pluses: home values 42% lower than the state median; an average commute of 23 minutes. Minuses: median household income 14% lower than the Illinois median; unemployment of 6.9%; a poverty rate of 17.3%.

What is the median age in Ottawa?

The median age in Ottawa is 39.8 years (Illinois: 39).

How long is the commute in Ottawa?

The average commute to work in Ottawa is 23 minutes; 5.2% of workers work from home.

What is the unemployment rate in Ottawa?

The unemployment rate in Ottawa is 6.9% (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).

How educated is Ottawa?

23.3% of adults in Ottawa have a bachelor's degree or higher.

Source: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (margins of error apply, especially in small towns). Figures are in 2024 dollars.

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