Living in Oswego, Illinois
Cost of living, income, home prices, rent and demographics of Oswego · Census data 2020–2024
Oswego has 36,375 residents with a median age of 38.7. The median household income is $123,792 (48% higher than the Illinois median), the median home value is $344,500, the median rent is $1,860/month.
Oswego at a glance
- Population
- 36,375
- Median age
- 38.7State: 39
- Median household income
- $123,792State: $83,390
- Median home value
- $344,500State: $263,300
- Median rent
- $1,860/moState: $1,274
- Homeowners
- 87.9%
- Bachelor's degree or higher
- 44.3%
- Average commute
- 32 min
Is Oswego a good place to live?
Pros: Median household income 48% higher than the Illinois median; unemployment of 2.6%; a poverty rate of 2.6%.
Cons: Home values 31% higher than the state median; an average commute of 32 minutes.
The weather is best in June to September.
Cost of living in Oswego
Housing is the biggest part of the cost of living. In Oswego the median home value is $344,500, 4% higher than the U.S. median. Renters pay a median of $1,860 per month, which is 33.6% of household income. Homeowners with a mortgage pay $2,324 a month in housing costs.
Oswego median household income
The median household income in Oswego is $123,792 and the income per person is $47,866. 2.6% of residents live below the poverty line (Illinois: 11.8%).
Housing in Oswego: homes for sale and rent
- Housing units
- 12,440
- Owner-occupied
- 87.9%
- Renter-occupied
- 12.1%
- Vacant
- 1.6%Includes seasonal homes
- Median year built
- 2002
- Average household size
- 2.96
Oswego demographics
- Population
- 36,375
- Median age
- 38.7
- Under 18
- 26.3%
- 65 and older
- 11%
- Households
- 12,243
- Foreign-born
- 14.3%
- Veterans
- 4.7%Adults 18+
Hispanic or Latino can be of any race. Population history of Oswego ›
Education in Oswego
44.3% of adults 25 and older in Oswego have a bachelor's degree or higher (Illinois: 37.8%), and 17.6% have a graduate or professional degree.
Jobs and commute in Oswego
- Unemployment rate
- 2.6%State: 5.8%
- Average commute
- 32 minState: 28 min
- Work from home
- 17.5%
- Drive alone
- 73.4%
- Public transit
- 1.2%
- Walk to work
- 0.4%
- Homes with broadband
- 97.2%
Oswego vs nearby towns
| Town | Population | Median income | Home value | Rent |
|---|---|---|---|---|
| Oswego | 36,375 | $123,792 | $344,500 | $1,860 |
| Boulder Hill | 8,989 | $80,377 | $238,700 | $1,633 |
| Montgomery | 21,515 | $103,734 | $299,500 | $1,984 |
| Yorkville | 23,617 | $108,513 | $335,300 | $1,662 |
| Aurora | 179,898 | $93,633 | $274,800 | $1,596 |
| Plainfield | 46,708 | $144,000 | $431,400 | $2,119 |
| Prestbury | 2,045 | $165,486 | $362,700 | — |
| Sugar Grove | 9,240 | $121,207 | $401,900 | $1,543 |
| North Aurora | 18,696 | $114,305 | $342,100 | $1,504 |
More for people moving to Oswego
Oswego ZIP code ›Weather and climate ›Living in Oswego: FAQ
What is the median household income in Oswego, IL?
The median household income in Oswego is $123,792, 48% higher than the Illinois median of $83,390 (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).
What is the average home price in Oswego?
The median home value in Oswego is $344,500, compared with $263,300 in Illinois.
How much is rent in Oswego?
The median gross rent in Oswego is $1,860 per month, about 33.6% of household income.
Is Oswego, IL a good place to live?
Pluses: median household income 48% higher than the Illinois median; unemployment of 2.6%; a poverty rate of 2.6%. Minuses: home values 31% higher than the state median; an average commute of 32 minutes.
What is the median age in Oswego?
The median age in Oswego is 38.7 years (Illinois: 39).
How long is the commute in Oswego?
The average commute to work in Oswego is 32 minutes; 17.5% of workers work from home.
What is the unemployment rate in Oswego?
The unemployment rate in Oswego is 2.6% (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).
How educated is Oswego?
44.3% of adults in Oswego have a bachelor's degree or higher.
Source: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (margins of error apply, especially in small towns). Figures are in 2024 dollars.
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