Living in Effingham, Illinois
Cost of living, income, home prices, rent and demographics of Effingham · Census data 2020–2024
Effingham has 12,342 residents with a median age of 39.6. The median household income is $72,377 (13% lower than the Illinois median), the median home value is $177,500, the median rent is $725/month.
Effingham at a glance
- Population
- 12,342
- Median age
- 39.6State: 39
- Median household income
- $72,377State: $83,390
- Median home value
- $177,500State: $263,300
- Median rent
- $725/moState: $1,274
- Homeowners
- 66.1%
- Bachelor's degree or higher
- 29.1%
- Average commute
- 13 min
Is Effingham a good place to live?
Pros: Home values 33% lower than the state median; an average commute of 13 minutes; unemployment of 2.6%.
Cons: Median household income 13% lower than the Illinois median; a poverty rate of 14.6%.
The weather is best in May and August to October.
Cost of living in Effingham
Housing is the biggest part of the cost of living. In Effingham the median home value is $177,500, 47% lower than the U.S. median. Renters pay a median of $725 per month, which is 24.5% of household income. Homeowners with a mortgage pay $1,381 a month in housing costs.
Effingham median household income
The median household income in Effingham is $72,377 and the income per person is $38,328. 14.6% of residents live below the poverty line (Illinois: 11.8%).
Housing in Effingham: homes for sale and rent
- Housing units
- 5,892
- Owner-occupied
- 66.1%
- Renter-occupied
- 33.9%
- Vacant
- 8%Includes seasonal homes
- Median year built
- 1974
- Average household size
- 2.20
Effingham demographics
- Population
- 12,342
- Median age
- 39.6
- Under 18
- 21.3%
- 65 and older
- 21.1%
- Households
- 5,423
- Foreign-born
- 3.1%
- Veterans
- 4.9%Adults 18+
Hispanic or Latino can be of any race. Population history of Effingham ›
Education in Effingham
29.1% of adults 25 and older in Effingham have a bachelor's degree or higher (Illinois: 37.8%), and 11.7% have a graduate or professional degree.
Jobs and commute in Effingham
- Unemployment rate
- 2.6%State: 5.8%
- Average commute
- 13 minState: 28 min
- Work from home
- 12.5%
- Drive alone
- 78.6%
- Public transit
- 0.3%
- Walk to work
- 1.8%
- Homes with broadband
- 90%
Effingham vs nearby towns
| Town | Population | Median income | Home value | Rent |
|---|---|---|---|---|
| Effingham | 12,342 | $72,377 | $177,500 | $725 |
| Teutopolis | 1,729 | $115,938 | $247,700 | $670 |
| Watson | 620 | $74,167 | $100,000 | $742 |
| Shumway | 260 | $82,159 | $102,500 | $817 |
| Sigel | 439 | $85,625 | $165,800 | $671 |
| Montrose | 255 | $60,625 | $125,000 | $392 |
| Dieterich | 1,169 | $74,500 | $201,300 | $692 |
| Stewardson | 756 | $61,875 | $109,500 | $779 |
| Altamont | 2,282 | $75,510 | $129,800 | $791 |
More for people moving to Effingham
Effingham ZIP code ›Weather and climate ›Living in Effingham: FAQ
What is the median household income in Effingham, IL?
The median household income in Effingham is $72,377, 13% lower than the Illinois median of $83,390 (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).
What is the average home price in Effingham?
The median home value in Effingham is $177,500, compared with $263,300 in Illinois.
How much is rent in Effingham?
The median gross rent in Effingham is $725 per month, about 24.5% of household income.
Is Effingham, IL a good place to live?
Pluses: home values 33% lower than the state median; an average commute of 13 minutes; unemployment of 2.6%. Minuses: median household income 13% lower than the Illinois median; a poverty rate of 14.6%.
What is the median age in Effingham?
The median age in Effingham is 39.6 years (Illinois: 39).
How long is the commute in Effingham?
The average commute to work in Effingham is 13 minutes; 12.5% of workers work from home.
What is the unemployment rate in Effingham?
The unemployment rate in Effingham is 2.6% (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).
How educated is Effingham?
29.1% of adults in Effingham have a bachelor's degree or higher.
Source: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (margins of error apply, especially in small towns). Figures are in 2024 dollars.
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