Living in Champaign, Illinois

Cost of living, income, home prices, rent and demographics of Champaign · Census data 2020–2024

Champaign has 89,996 residents with a median age of 26.6. The median household income is $56,118 (33% lower than the Illinois median), the median home value is $210,900, the median rent is $1,123/month.

Champaign at a glance

Population
89,996
Median age
26.6State: 39
Median household income
$56,118State: $83,390
Median home value
$210,900State: $263,300
Median rent
$1,123/moState: $1,274
Homeowners
43.8%
Bachelor's degree or higher
52.7%
Average commute
15 min

Is Champaign a good place to live?

Pros: Home values 20% lower than the state median; an average commute of 15 minutes; unemployment of 4.8%.

Cons: Median household income 33% lower than the Illinois median; a poverty rate of 25.9%.

The weather is best in May–June and August–September.

Cost of living in Champaign

Housing is the biggest part of the cost of living. In Champaign the median home value is $210,900, 37% lower than the U.S. median. Renters pay a median of $1,123 per month, which is 34.9% of household income. Homeowners with a mortgage pay $1,643 a month in housing costs.

Median home value

Champaign$210,900
Illinois$263,300
United States$332,700

Median monthly rent

Champaign$1,123
Illinois$1,274
United States$1,413

Champaign median household income

The median household income in Champaign is $56,118 and the income per person is $36,223. 25.9% of residents live below the poverty line (Illinois: 11.8%).

Median household income

Champaign$56,118
Illinois$83,390
United States$80,734

Housing in Champaign: homes for sale and rent

Housing units
41,299
Owner-occupied
43.8%
Renter-occupied
56.2%
Vacant
10.9%Includes seasonal homes
Median year built
1985
Average household size
2.21

Champaign demographics

Population
89,996
Median age
26.6
Under 18
15.9%
65 and older
10.9%
Households
36,815
Foreign-born
16.9%
Veterans
2.8%Adults 18+

Race and ethnicity

White55.8%
Hispanic or Latino7.9%
Black17.2%
Asian15.8%

Hispanic or Latino can be of any race. Population history of Champaign ›

Education in Champaign

52.7% of adults 25 and older in Champaign have a bachelor's degree or higher (Illinois: 37.8%), and 30.2% have a graduate or professional degree.

Bachelor's degree or higher

Champaign52.7%
Illinois37.8%
United States35.7%

Jobs and commute in Champaign

Unemployment rate
4.8%State: 5.8%
Average commute
15 minState: 28 min
Work from home
17.3%
Drive alone
58.7%
Public transit
4.5%
Walk to work
8.9%
Homes with broadband
91.4%

Champaign vs nearby towns

TownPopulationMedian incomeHome valueRent
Champaign89,996$56,118$210,900$1,123
Savoy8,968$91,966$320,300$1,003
Urbana39,341$45,346$184,900$972
Bondville404$71,250$168,200$1,292
Mahomet10,049$118,586$299,100$1,396
Seymour270$36,063$135,700—
Lake of the Woods2,091$61,625$193,500$1,190
Tolono3,566$69,653$208,600$945
Philo1,487$105,625$205,400$1,222

More for people moving to Champaign

Champaign ZIP code ›Weather and climate ›

Living in Champaign: FAQ

What is the median household income in Champaign, IL?

The median household income in Champaign is $56,118, 33% lower than the Illinois median of $83,390 (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).

What is the average home price in Champaign?

The median home value in Champaign is $210,900, compared with $263,300 in Illinois.

How much is rent in Champaign?

The median gross rent in Champaign is $1,123 per month, about 34.9% of household income.

Is Champaign, IL a good place to live?

Pluses: home values 20% lower than the state median; an average commute of 15 minutes; unemployment of 4.8%. Minuses: median household income 33% lower than the Illinois median; a poverty rate of 25.9%.

What is the median age in Champaign?

The median age in Champaign is 26.6 years (Illinois: 39).

How long is the commute in Champaign?

The average commute to work in Champaign is 15 minutes; 17.3% of workers work from home.

What is the unemployment rate in Champaign?

The unemployment rate in Champaign is 4.8% (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).

How educated is Champaign?

52.7% of adults in Champaign have a bachelor's degree or higher.

Source: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (margins of error apply, especially in small towns). Figures are in 2024 dollars.

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