Living in Pearl City, Hawaii

Cost of living, income, home prices, rent and demographics of Pearl City · Census data 2020–2024

Pearl City has 44,547 residents with a median age of 45.8. The median household income is $118,112 (18% higher than the Hawaii median), the median home value is $901,500, the median rent is $2,316/month.

Pearl City at a glance

Population
44,547
Median age
45.8State: 40.9
Median household income
$118,112State: $100,389
Median home value
$901,500State: $839,100
Median rent
$2,316/moState: $1,971
Homeowners
71.5%
Bachelor's degree or higher
39%
Average commute
27 min

Is Pearl City a good place to live?

Pros: Median household income 18% higher than the Hawaii median; unemployment of 2.8%; a poverty rate of 5.8%.

Cons: Home values 7% higher than the state median; an average commute of 27 minutes.

The weather is best in January to April.

Cost of living in Pearl City

Housing is the biggest part of the cost of living. In Pearl City the median home value is $901,500, 171% higher than the U.S. median. Renters pay a median of $2,316 per month, which is 31.9% of household income. Homeowners with a mortgage pay $2,902 a month in housing costs.

Median home value

Pearl City$901,500
Hawaii$839,100
United States$332,700

Median monthly rent

Pearl City$2,316
Hawaii$1,971
United States$1,413

Pearl City median household income

The median household income in Pearl City is $118,112 and the income per person is $47,766. 5.8% of residents live below the poverty line (Hawaii: 10%).

Median household income

Pearl City$118,112
Hawaii$100,389
United States$80,734

Housing in Pearl City: homes for sale and rent

Housing units
15,509
Owner-occupied
71.5%
Renter-occupied
28.5%
Vacant
3.5%Includes seasonal homes
Median year built
1974
Average household size
2.95

Pearl City demographics

Population
44,547
Median age
45.8
Under 18
18%
65 and older
26.9%
Households
14,963
Foreign-born
16.1%
Veterans
10.2%Adults 18+

Race and ethnicity

White10.2%
Hispanic or Latino6.3%
Black1.8%
Asian55.2%

Hispanic or Latino can be of any race. Population history of Pearl City ›

Education in Pearl City

39% of adults 25 and older in Pearl City have a bachelor's degree or higher (Hawaii: 36.1%), and 11.7% have a graduate or professional degree.

Bachelor's degree or higher

Pearl City39%
Hawaii36.1%
United States35.7%

Jobs and commute in Pearl City

Unemployment rate
2.8%State: 4.9%
Average commute
27 minState: 26 min
Work from home
9.1%
Drive alone
71.6%
Public transit
2.3%
Walk to work
1.5%
Homes with broadband
92.3%

Pearl City vs nearby towns

TownPopulationMedian incomeHome valueRent
Pearl City44,547$118,112$901,500$2,316
Waimalu13,061$89,232$597,800$1,931
Aiea9,087$140,308$1,065,700$2,844
Waipio10,870$109,877$749,500$2,219
Halawa14,385$110,400$1,051,900$1,739
Waikele7,528$120,525$704,700$2,634
Waipahu40,482$103,895$868,600$1,658
Mililani Town27,668$127,363$923,900$2,384
Royal Kunia13,555$135,361$862,400$2,921

More for people moving to Pearl City

Pearl City ZIP code ›Weather and climate ›

Living in Pearl City: FAQ

What is the median household income in Pearl City, HI?

The median household income in Pearl City is $118,112, 18% higher than the Hawaii median of $100,389 (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).

What is the average home price in Pearl City?

The median home value in Pearl City is $901,500, compared with $839,100 in Hawaii.

How much is rent in Pearl City?

The median gross rent in Pearl City is $2,316 per month, about 31.9% of household income.

Is Pearl City, HI a good place to live?

Pluses: median household income 18% higher than the Hawaii median; unemployment of 2.8%; a poverty rate of 5.8%. Minuses: home values 7% higher than the state median; an average commute of 27 minutes.

What is the median age in Pearl City?

The median age in Pearl City is 45.8 years (Hawaii: 40.9).

How long is the commute in Pearl City?

The average commute to work in Pearl City is 27 minutes; 9.1% of workers work from home.

What is the unemployment rate in Pearl City?

The unemployment rate in Pearl City is 2.8% (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).

How educated is Pearl City?

39% of adults in Pearl City have a bachelor's degree or higher.

Source: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (margins of error apply, especially in small towns). Figures are in 2024 dollars.

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