Living in St. James City, Florida
Cost of living, income, home prices, rent and demographics of St. James City · Census data 2020–2024
St. James City has 3,412 residents with a median age of 64.7. The median household income is $69,403 (7% lower than the Florida median), the median home value is $319,700, the median rent is $2,829/month.
St. James City at a glance
- Population
- 3,412
- Median age
- 64.7State: 42.6
- Median household income
- $69,403State: $74,568
- Median home value
- $319,700State: $359,000
- Median rent
- $2,829/moState: $1,669
- Homeowners
- 90.8%
- Bachelor's degree or higher
- 23.8%
- Average commute
- 19 min
Is St. James City a good place to live?
Pros: Home values 11% lower than the state median; an average commute of 19 minutes; a poverty rate of 9.7%.
Cons: Median household income 7% lower than the Florida median; unemployment of 9.1%.
The weather is best in November to February.
Cost of living in St. James City
Housing is the biggest part of the cost of living. In St. James City the median home value is $319,700, 4% lower than the U.S. median. Renters pay a median of $2,829 per month, which is 29.8% of household income. Homeowners with a mortgage pay $2,073 a month in housing costs.
St. James City median household income
The median household income in St. James City is $69,403 and the income per person is $46,632. 9.7% of residents live below the poverty line (Florida: 12.6%).
Housing in St. James City: homes for sale and rent
- Housing units
- 3,606
- Owner-occupied
- 90.8%
- Renter-occupied
- 9.2%
- Vacant
- 54.1%Includes seasonal homes
- Median year built
- 1986
- Average household size
- 2.06
54.1% of homes are vacant most of the year, a sign that St. James City has many vacation and second homes.
St. James City demographics
- Population
- 3,412
- Median age
- 64.7
- Under 18
- 8.8%
- 65 and older
- 48.6%
- Households
- 1,656
- Foreign-born
- 5.2%
- Veterans
- 19.2%Adults 18+
Hispanic or Latino can be of any race. Population history of St. James City ›
Education in St. James City
23.8% of adults 25 and older in St. James City have a bachelor's degree or higher (Florida: 34.1%), and 8.5% have a graduate or professional degree.
Jobs and commute in St. James City
- Unemployment rate
- 9.1%State: 4.8%
- Average commute
- 19 minState: 28 min
- Work from home
- 17.3%
- Drive alone
- 48.9%
- Public transit
- 0%
- Walk to work
- 2%
- Homes with broadband
- 95%
St. James City vs nearby towns
| Town | Population | Median income | Home value | Rent |
|---|---|---|---|---|
| St. James City | 3,412 | $69,403 | $319,700 | $2,829 |
| Pine Island Center | 1,834 | $68,173 | $308,900 | $1,206 |
| Matlacha Isles-Matlacha Shores | 127 | $73,897 | $683,800 | — |
| Sanibel | 6,418 | $108,644 | $957,300 | $811 |
| Punta Rassa | 1,335 | $91,000 | $589,800 | $2,771 |
| Pineland | 455 | $99,167 | $533,000 | — |
| Iona | 13,631 | $66,827 | $322,800 | $1,913 |
| Cape Coral | 215,536 | $78,104 | $373,500 | $1,858 |
| Bokeelia | 1,930 | $71,250 | $369,600 | $1,255 |
More for people moving to St. James City
St. James City ZIP code ›Weather and climate ›Living in St. James City: FAQ
What is the median household income in St. James City, FL?
The median household income in St. James City is $69,403, 7% lower than the Florida median of $74,568 (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).
What is the average home price in St. James City?
The median home value in St. James City is $319,700, compared with $359,000 in Florida.
How much is rent in St. James City?
The median gross rent in St. James City is $2,829 per month, about 29.8% of household income.
Is St. James City, FL a good place to live?
Pluses: home values 11% lower than the state median; an average commute of 19 minutes; a poverty rate of 9.7%. Minuses: median household income 7% lower than the Florida median; unemployment of 9.1%.
What is the median age in St. James City?
The median age in St. James City is 64.7 years (Florida: 42.6).
How long is the commute in St. James City?
The average commute to work in St. James City is 19 minutes; 17.3% of workers work from home.
What is the unemployment rate in St. James City?
The unemployment rate in St. James City is 9.1% (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).
How educated is St. James City?
23.8% of adults in St. James City have a bachelor's degree or higher.
Source: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (margins of error apply, especially in small towns). Figures are in 2024 dollars.
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