Living in St. Cloud, Florida

Cost of living, income, home prices, rent and demographics of St. Cloud · Census data 2020–2024

St. Cloud has 65,130 residents with a median age of 36. The median household income is $83,174 (12% higher than the Florida median), the median home value is $356,200, the median rent is $1,683/month.

St. Cloud at a glance

Population
65,130
Median age
36State: 42.6
Median household income
$83,174State: $74,568
Median home value
$356,200State: $359,000
Median rent
$1,683/moState: $1,669
Homeowners
72.5%
Bachelor's degree or higher
31.6%
Average commute
36 min

Is St. Cloud a good place to live?

Pros: Median household income 12% higher than the Florida median; home values about the same as the state median; a poverty rate of 10.1%.

Cons: An average commute of 36 minutes; unemployment of 5.9%.

The weather is best in February–March and November–December.

Cost of living in St. Cloud

Housing is the biggest part of the cost of living. In St. Cloud the median home value is $356,200, 7% higher than the U.S. median. Renters pay a median of $1,683 per month, which is 34.5% of household income. Homeowners with a mortgage pay $1,874 a month in housing costs.

Median home value

St. Cloud$356,200
Florida$359,000
United States$332,700

Median monthly rent

St. Cloud$1,683
Florida$1,669
United States$1,413

St. Cloud median household income

The median household income in St. Cloud is $83,174 and the income per person is $31,724. 10.1% of residents live below the poverty line (Florida: 12.6%).

Median household income

St. Cloud$83,174
Florida$74,568
United States$80,734

Housing in St. Cloud: homes for sale and rent

Housing units
22,807
Owner-occupied
72.5%
Renter-occupied
27.5%
Vacant
7.2%Includes seasonal homes
Median year built
2003
Average household size
3.05

St. Cloud demographics

Population
65,130
Median age
36
Under 18
26.5%
65 and older
12.3%
Households
21,164
Foreign-born
15.7%
Veterans
8%Adults 18+

Race and ethnicity

White47.1%
Hispanic or Latino52%
Black6.5%
Asian1.6%

Hispanic or Latino can be of any race. Population history of St. Cloud ›

Education in St. Cloud

31.6% of adults 25 and older in St. Cloud have a bachelor's degree or higher (Florida: 34.1%), and 8.1% have a graduate or professional degree.

Bachelor's degree or higher

St. Cloud31.6%
Florida34.1%
United States35.7%

Jobs and commute in St. Cloud

Unemployment rate
5.9%State: 4.8%
Average commute
36 minState: 28 min
Work from home
13.4%
Drive alone
73.3%
Public transit
0.1%
Walk to work
0.7%
Homes with broadband
95%

St. Cloud vs nearby towns

TownPopulationMedian incomeHome valueRent
St. Cloud65,130$83,174$356,200$1,683
Buenaventura Lakes32,682$68,887$327,500$1,806
Kissimmee81,479$53,758$304,400$1,647
Campbell2,123$40,411$77,200$1,289
Meadow Woods42,852$82,744$401,000$1,906
Lake Hart426$121,000—$2,343
Southchase13,981$92,431$388,800$2,016
Lake Mary Jane1,792$145,658$537,900—
Hunters Creek22,819$99,195$450,100$2,088

More for people moving to St. Cloud

St. Cloud ZIP code ›Weather and climate ›

Living in St. Cloud: FAQ

What is the median household income in St. Cloud, FL?

The median household income in St. Cloud is $83,174, 12% higher than the Florida median of $74,568 (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).

What is the average home price in St. Cloud?

The median home value in St. Cloud is $356,200, compared with $359,000 in Florida.

How much is rent in St. Cloud?

The median gross rent in St. Cloud is $1,683 per month, about 34.5% of household income.

Is St. Cloud, FL a good place to live?

Pluses: median household income 12% higher than the Florida median; home values about the same as the state median; a poverty rate of 10.1%. Minuses: an average commute of 36 minutes; unemployment of 5.9%.

What is the median age in St. Cloud?

The median age in St. Cloud is 36 years (Florida: 42.6).

How long is the commute in St. Cloud?

The average commute to work in St. Cloud is 36 minutes; 13.4% of workers work from home.

What is the unemployment rate in St. Cloud?

The unemployment rate in St. Cloud is 5.9% (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).

How educated is St. Cloud?

31.6% of adults in St. Cloud have a bachelor's degree or higher.

Source: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (margins of error apply, especially in small towns). Figures are in 2024 dollars.

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