Living in Fernandina Beach, Florida
Cost of living, income, home prices, rent and demographics of Fernandina Beach · Census data 2020–2024
Fernandina Beach has 13,420 residents with a median age of 58.6. The median household income is $97,903 (31% higher than the Florida median), the median home value is $555,400, the median rent is $1,259/month.
Fernandina Beach at a glance
- Population
- 13,420
- Median age
- 58.6State: 42.6
- Median household income
- $97,903State: $74,568
- Median home value
- $555,400State: $359,000
- Median rent
- $1,259/moState: $1,669
- Homeowners
- 80.5%
- Bachelor's degree or higher
- 53.3%
- Average commute
- 22 min
Is Fernandina Beach a good place to live?
Pros: Median household income 31% higher than the Florida median; an average commute of 22 minutes; unemployment of 2.7%; a poverty rate of 11.3%.
Cons: Home values 55% higher than the state median.
The weather is best in April–May and October–November.
Cost of living in Fernandina Beach
Housing is the biggest part of the cost of living. In Fernandina Beach the median home value is $555,400, 67% higher than the U.S. median. Renters pay a median of $1,259 per month, which is 34.1% of household income. Homeowners with a mortgage pay $2,218 a month in housing costs.
Fernandina Beach median household income
The median household income in Fernandina Beach is $97,903 and the income per person is $65,868. 11.3% of residents live below the poverty line (Florida: 12.6%).
Housing in Fernandina Beach: homes for sale and rent
- Housing units
- 8,168
- Owner-occupied
- 80.5%
- Renter-occupied
- 19.5%
- Vacant
- 20.9%Includes seasonal homes
- Median year built
- 1986
- Average household size
- 2.02
Fernandina Beach demographics
- Population
- 13,420
- Median age
- 58.6
- Under 18
- 11.5%
- 65 and older
- 37.8%
- Households
- 6,464
- Foreign-born
- 5.3%
- Veterans
- 12.3%Adults 18+
Hispanic or Latino can be of any race. Population history of Fernandina Beach ›
Education in Fernandina Beach
53.3% of adults 25 and older in Fernandina Beach have a bachelor's degree or higher (Florida: 34.1%), and 20.9% have a graduate or professional degree.
Jobs and commute in Fernandina Beach
- Unemployment rate
- 2.7%State: 4.8%
- Average commute
- 22 minState: 28 min
- Work from home
- 16.6%
- Drive alone
- 74.9%
- Public transit
- 0%
- Walk to work
- 1%
- Homes with broadband
- 96.6%
Fernandina Beach vs nearby towns
| Town | Population | Median income | Home value | Rent |
|---|---|---|---|---|
| Fernandina Beach | 13,420 | $97,903 | $555,400 | $1,259 |
| Yulee | 16,648 | $85,247 | $302,500 | $1,754 |
| St. Marys | 19,166 | $74,288 | $312,300 | $1,183 |
| Kings Bay Base | 2,210 | $78,000 | — | $1,587 |
| Atlantic Beach | 13,363 | $118,935 | $630,200 | $2,159 |
| Callahan | 1,514 | $57,006 | $281,900 | $645 |
| Nassau Village-Ratliff | 4,737 | $62,417 | $253,000 | $1,398 |
| Neptune Beach | 7,168 | $119,294 | $670,900 | $1,763 |
| Kingsland | 19,627 | $77,944 | $251,400 | $1,275 |
More for people moving to Fernandina Beach
Fernandina Beach ZIP code ›Weather and climate ›Living in Fernandina Beach: FAQ
What is the median household income in Fernandina Beach, FL?
The median household income in Fernandina Beach is $97,903, 31% higher than the Florida median of $74,568 (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).
What is the average home price in Fernandina Beach?
The median home value in Fernandina Beach is $555,400, compared with $359,000 in Florida.
How much is rent in Fernandina Beach?
The median gross rent in Fernandina Beach is $1,259 per month, about 34.1% of household income.
Is Fernandina Beach, FL a good place to live?
Pluses: median household income 31% higher than the Florida median; an average commute of 22 minutes; unemployment of 2.7%; a poverty rate of 11.3%. Minuses: home values 55% higher than the state median.
What is the median age in Fernandina Beach?
The median age in Fernandina Beach is 58.6 years (Florida: 42.6).
How long is the commute in Fernandina Beach?
The average commute to work in Fernandina Beach is 22 minutes; 16.6% of workers work from home.
What is the unemployment rate in Fernandina Beach?
The unemployment rate in Fernandina Beach is 2.7% (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).
How educated is Fernandina Beach?
53.3% of adults in Fernandina Beach have a bachelor's degree or higher.
Source: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (margins of error apply, especially in small towns). Figures are in 2024 dollars.
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