Living in Duck Key, Florida

Cost of living, income, home prices, rent and demographics of Duck Key · Census data 2020–2024

Duck Key has 647 residents with a median age of 64.3. The median household income is $156,719 (110% higher than the Florida median), the median home value is $1,051,000, the median rent is $2,974/month.

Duck Key is a small town, so Census survey estimates have wide margins of error. Treat percentages as approximate.

Duck Key at a glance

Population
647
Median age
64.3State: 42.6
Median household income
$156,719State: $74,568
Median home value
$1,051,000State: $359,000
Median rent
$2,974/moState: $1,669
Homeowners
80%
Bachelor's degree or higher
49.1%
Average commute
14 min

Is Duck Key a good place to live?

Pros: Median household income 110% higher than the Florida median; an average commute of 14 minutes.

Cons: Home values 193% higher than the state median; unemployment of 7.7%; a poverty rate of 13%.

The weather is best in February–March and November–December.

Cost of living in Duck Key

Housing is the biggest part of the cost of living. In Duck Key the median home value is $1,051,000, 216% higher than the U.S. median. Renters pay a median of $2,974 per month, which is 26.4% of household income. Homeowners with a mortgage pay $3,357 a month in housing costs.

Median home value

Duck Key$1,051,000
Florida$359,000
United States$332,700

Median monthly rent

Duck Key$2,974
Florida$1,669
United States$1,413

Duck Key median household income

The median household income in Duck Key is $156,719 and the income per person is $93,768. 13% of residents live below the poverty line (Florida: 12.6%).

Median household income

Duck Key$156,719
Florida$74,568
United States$80,734

Housing in Duck Key: homes for sale and rent

Housing units
831
Owner-occupied
80%
Renter-occupied
20%
Vacant
64.5%Includes seasonal homes
Median year built
1985
Average household size
1.96

64.5% of homes are vacant most of the year, a sign that Duck Key has many vacation and second homes.

Duck Key demographics

Population
647
Median age
64.3
Under 18
4.5%
65 and older
45.3%
Households
295
Foreign-born
3.9%
Veterans
17.6%Adults 18+

Race and ethnicity

White83.5%
Hispanic or Latino5.7%
Black10.4%
Asian2.2%

Hispanic or Latino can be of any race. Population history of Duck Key ›

Education in Duck Key

49.1% of adults 25 and older in Duck Key have a bachelor's degree or higher (Florida: 34.1%), and 29.6% have a graduate or professional degree.

Bachelor's degree or higher

Duck Key49.1%
Florida34.1%
United States35.7%

Jobs and commute in Duck Key

Unemployment rate
7.7%State: 4.8%
Average commute
14 minState: 28 min
Work from home
14.6%
Drive alone
53.3%
Public transit
0%
Walk to work
22.9%
Homes with broadband
100%

Duck Key vs nearby towns

TownPopulationMedian incomeHome valueRent
Duck Key647$156,719$1,051,000$2,974
Layton118$149,583$842,400$1,833
Marathon9,914$89,355$725,800$1,633
Key Colony Beach511$94,231$919,800$1,929
Islamorada, Village of Islands7,068$87,222$919,600$1,882
Big Pine Key4,258$110,134$637,000$1,724
Tavernier2,413$50,256$613,700$1,966
Cudjoe Key2,492$87,500$857,400$1,864
Key Largo13,026$85,778$643,900$1,887

More for people moving to Duck Key

Duck Key ZIP code ›Weather and climate ›

Living in Duck Key: FAQ

What is the median household income in Duck Key, FL?

The median household income in Duck Key is $156,719, 110% higher than the Florida median of $74,568 (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).

What is the average home price in Duck Key?

The median home value in Duck Key is $1,051,000, compared with $359,000 in Florida.

How much is rent in Duck Key?

The median gross rent in Duck Key is $2,974 per month, about 26.4% of household income.

Is Duck Key, FL a good place to live?

Pluses: median household income 110% higher than the Florida median; an average commute of 14 minutes. Minuses: home values 193% higher than the state median; unemployment of 7.7%; a poverty rate of 13%.

What is the median age in Duck Key?

The median age in Duck Key is 64.3 years (Florida: 42.6).

How long is the commute in Duck Key?

The average commute to work in Duck Key is 14 minutes; 14.6% of workers work from home.

What is the unemployment rate in Duck Key?

The unemployment rate in Duck Key is 7.7% (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).

How educated is Duck Key?

49.1% of adults in Duck Key have a bachelor's degree or higher.

Source: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (margins of error apply, especially in small towns). Figures are in 2024 dollars.

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