Living in Chipley, Florida
Cost of living, income, home prices, rent and demographics of Chipley · Census data 2020–2024
Chipley has 3,683 residents with a median age of 37.9. The median household income is $46,193 (38% lower than the Florida median), the median home value is $143,700, the median rent is $761/month.
Chipley at a glance
- Population
- 3,683
- Median age
- 37.9State: 42.6
- Median household income
- $46,193State: $74,568
- Median home value
- $143,700State: $359,000
- Median rent
- $761/moState: $1,669
- Homeowners
- 65.7%
- Bachelor's degree or higher
- 17.1%
- Average commute
- 30 min
Is Chipley a good place to live?
Pros: Home values 60% lower than the state median; unemployment of 3.9%.
Cons: Median household income 38% lower than the Florida median; an average commute of 30 minutes; a poverty rate of 12.7%.
The weather is best in March–April and October–November.
Cost of living in Chipley
Housing is the biggest part of the cost of living. In Chipley the median home value is $143,700, 57% lower than the U.S. median. Renters pay a median of $761 per month, which is 33% of household income. Homeowners with a mortgage pay $1,272 a month in housing costs.
Chipley median household income
The median household income in Chipley is $46,193 and the income per person is $28,094. 12.7% of residents live below the poverty line (Florida: 12.6%).
Housing in Chipley: homes for sale and rent
- Housing units
- 1,796
- Owner-occupied
- 65.7%
- Renter-occupied
- 34.3%
- Vacant
- 15.8%Includes seasonal homes
- Median year built
- 1972
- Average household size
- 2.24
Chipley demographics
- Population
- 3,683
- Median age
- 37.9
- Under 18
- 23.1%
- 65 and older
- 16.7%
- Households
- 1,512
- Foreign-born
- 4.1%
- Veterans
- 7%Adults 18+
Hispanic or Latino can be of any race. Population history of Chipley ›
Education in Chipley
17.1% of adults 25 and older in Chipley have a bachelor's degree or higher (Florida: 34.1%), and 7.1% have a graduate or professional degree.
Jobs and commute in Chipley
- Unemployment rate
- 3.9%State: 4.8%
- Average commute
- 30 minState: 28 min
- Work from home
- 3.3%
- Drive alone
- 87.5%
- Public transit
- 0%
- Walk to work
- 0%
- Homes with broadband
- 91.9%
Chipley vs nearby towns
| Town | Population | Median income | Home value | Rent |
|---|---|---|---|---|
| Chipley | 3,683 | $46,193 | $143,700 | $761 |
| Bonifay | 2,797 | $40,896 | $142,100 | $868 |
| Alford | 354 | $49,157 | — | $785 |
| Wausau | 320 | $32,500 | $68,400 | $869 |
| Cottondale | 822 | $36,959 | $79,200 | $1,085 |
| Jacob City | 230 | $37,917 | $62,500 | $798 |
| Graceville | 2,483 | $41,641 | $120,600 | $863 |
| Campbellton | 217 | $50,208 | $77,100 | $1,125 |
| Vernon | 815 | $43,194 | $115,800 | $807 |
More for people moving to Chipley
Chipley ZIP code ›Weather and climate ›Living in Chipley: FAQ
What is the median household income in Chipley, FL?
The median household income in Chipley is $46,193, 38% lower than the Florida median of $74,568 (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).
What is the average home price in Chipley?
The median home value in Chipley is $143,700, compared with $359,000 in Florida.
How much is rent in Chipley?
The median gross rent in Chipley is $761 per month, about 33% of household income.
Is Chipley, FL a good place to live?
Pluses: home values 60% lower than the state median; unemployment of 3.9%. Minuses: median household income 38% lower than the Florida median; an average commute of 30 minutes; a poverty rate of 12.7%.
What is the median age in Chipley?
The median age in Chipley is 37.9 years (Florida: 42.6).
How long is the commute in Chipley?
The average commute to work in Chipley is 30 minutes; 3.3% of workers work from home.
What is the unemployment rate in Chipley?
The unemployment rate in Chipley is 3.9% (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).
How educated is Chipley?
17.1% of adults in Chipley have a bachelor's degree or higher.
Source: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (margins of error apply, especially in small towns). Figures are in 2024 dollars.
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