Living in Charlotte Harbor, Florida

Cost of living, income, home prices, rent and demographics of Charlotte Harbor · Census data 2020–2024

Charlotte Harbor has 4,239 residents with a median age of 66.9. The median household income is $40,406 (46% lower than the Florida median), the median home value is $183,300, the median rent is $1,316/month.

Charlotte Harbor at a glance

Population
4,239
Median age
66.9State: 42.6
Median household income
$40,406State: $74,568
Median home value
$183,300State: $359,000
Median rent
$1,316/moState: $1,669
Homeowners
48.4%
Bachelor's degree or higher
26.4%
Average commute
19 min

Is Charlotte Harbor a good place to live?

Pros: Home values 49% lower than the state median; an average commute of 19 minutes; unemployment of 2.1%.

Cons: Median household income 46% lower than the Florida median; a poverty rate of 20.5%.

The weather is best in November to February.

Cost of living in Charlotte Harbor

Housing is the biggest part of the cost of living. In Charlotte Harbor the median home value is $183,300, 45% lower than the U.S. median. Renters pay a median of $1,316 per month, which is 42.6% of household income. Homeowners with a mortgage pay $2,270 a month in housing costs.

Median home value

Charlotte Harbor$183,300
Florida$359,000
United States$332,700

Median monthly rent

Charlotte Harbor$1,316
Florida$1,669
United States$1,413

Charlotte Harbor median household income

The median household income in Charlotte Harbor is $40,406 and the income per person is $32,095. 20.5% of residents live below the poverty line (Florida: 12.6%).

Median household income

Charlotte Harbor$40,406
Florida$74,568
United States$80,734

Housing in Charlotte Harbor: homes for sale and rent

Housing units
2,874
Owner-occupied
48.4%
Renter-occupied
51.6%
Vacant
30%Includes seasonal homes
Median year built
1982
Average household size
1.86

Charlotte Harbor demographics

Population
4,239
Median age
66.9
Under 18
10.7%
65 and older
56%
Households
2,013
Foreign-born
9.6%
Veterans
12.2%Adults 18+

Race and ethnicity

White83.6%
Hispanic or Latino9.1%
Black6%
Asian0.3%

Hispanic or Latino can be of any race. Population history of Charlotte Harbor ›

Education in Charlotte Harbor

26.4% of adults 25 and older in Charlotte Harbor have a bachelor's degree or higher (Florida: 34.1%), and 12% have a graduate or professional degree.

Bachelor's degree or higher

Charlotte Harbor26.4%
Florida34.1%
United States35.7%

Jobs and commute in Charlotte Harbor

Unemployment rate
2.1%State: 4.8%
Average commute
19 minState: 28 min
Work from home
8.6%
Drive alone
75.6%
Public transit
0.1%
Walk to work
0%
Homes with broadband
79%

Charlotte Harbor vs nearby towns

TownPopulationMedian incomeHome valueRent
Charlotte Harbor4,239$40,406$183,300$1,316
Solana948$32,484$186,600—
Port Charlotte66,133$63,844$269,900$1,553
Harbour Heights4,289$65,152$368,900$1,331
Charlotte Park1,966$60,302$290,800$1,893
Cleveland2,683$47,157$177,800$1,124
Punta Gorda20,278$85,779$518,100$1,410
North Port84,605$84,049$362,500$1,894
Burnt Store Marina2,157$93,250$430,100$2,393

More for people moving to Charlotte Harbor

Charlotte Harbor ZIP code ›Weather and climate ›

Living in Charlotte Harbor: FAQ

What is the median household income in Charlotte Harbor, FL?

The median household income in Charlotte Harbor is $40,406, 46% lower than the Florida median of $74,568 (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).

What is the average home price in Charlotte Harbor?

The median home value in Charlotte Harbor is $183,300, compared with $359,000 in Florida.

How much is rent in Charlotte Harbor?

The median gross rent in Charlotte Harbor is $1,316 per month, about 42.6% of household income.

Is Charlotte Harbor, FL a good place to live?

Pluses: home values 49% lower than the state median; an average commute of 19 minutes; unemployment of 2.1%. Minuses: median household income 46% lower than the Florida median; a poverty rate of 20.5%.

What is the median age in Charlotte Harbor?

The median age in Charlotte Harbor is 66.9 years (Florida: 42.6).

How long is the commute in Charlotte Harbor?

The average commute to work in Charlotte Harbor is 19 minutes; 8.6% of workers work from home.

What is the unemployment rate in Charlotte Harbor?

The unemployment rate in Charlotte Harbor is 2.1% (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).

How educated is Charlotte Harbor?

26.4% of adults in Charlotte Harbor have a bachelor's degree or higher.

Source: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (margins of error apply, especially in small towns). Figures are in 2024 dollars.

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