Living in Waterloo, California
Cost of living, income, home prices, rent and demographics of Waterloo · Census data 2020–2024
Waterloo has 894 residents with a median age of 40.5. The median household income is $221,850 (124% higher than the California median), the median home value is $847,800, the median rent is $2,346/month.
Waterloo is a small town, so Census survey estimates have wide margins of error. Treat percentages as approximate.
Waterloo at a glance
- Population
- 894
- Median age
- 40.5State: 37.9
- Median household income
- $221,850State: $99,122
- Median home value
- $847,800State: $734,700
- Median rent
- $2,346/moState: $2,036
- Homeowners
- 35.9%
- Bachelor's degree or higher
- 20.3%
- Average commute
- 25 min
Is Waterloo a good place to live?
Pros: Median household income 124% higher than the California median; an average commute of 25 minutes; a poverty rate of 5.5%.
Cons: Home values 15% higher than the state median.
The weather is best in April–May and September–October.
Cost of living in Waterloo
Housing is the biggest part of the cost of living. In Waterloo the median home value is $847,800, 155% higher than the U.S. median. Renters pay a median of $2,346 per month, which is 14.7% of household income. Homeowners with a mortgage pay $3,645 a month in housing costs.
Waterloo median household income
The median household income in Waterloo is $221,850 and the income per person is $71,021. 5.5% of residents live below the poverty line (California: 12%).
Housing in Waterloo: homes for sale and rent
- Housing units
- 343
- Owner-occupied
- 35.9%
- Renter-occupied
- 64.1%
- Vacant
- 0%Includes seasonal homes
- Median year built
- 1956
- Average household size
- 2.61
Waterloo demographics
- Population
- 894
- Median age
- 40.5
- Under 18
- 12.1%
- 65 and older
- 11.6%
- Households
- 343
- Foreign-born
- 7.2%
- Veterans
- 2.8%Adults 18+
Hispanic or Latino can be of any race. Population history of Waterloo ›
Education in Waterloo
20.3% of adults 25 and older in Waterloo have a bachelor's degree or higher (California: 37.1%), and 4.8% have a graduate or professional degree.
Jobs and commute in Waterloo
- Unemployment rate
- 0%State: 6.6%
- Average commute
- 25 minState: 29 min
- Work from home
- 16.1%
- Drive alone
- 80.6%
- Public transit
- 0%
- Walk to work
- 0%
- Homes with broadband
- 100%
Waterloo vs nearby towns
| Town | Population | Median income | Home value | Rent |
|---|---|---|---|---|
| Waterloo | 894 | $221,850 | $847,800 | $2,346 |
| Morada | 3,383 | $96,896 | $637,000 | $1,867 |
| Linden | 2,389 | $125,532 | $600,100 | $1,794 |
| Garden Acres | 10,667 | $66,474 | $336,000 | $1,354 |
| August | 8,825 | $53,173 | $296,100 | $1,221 |
| Stockton | 322,326 | $79,907 | $440,900 | $1,577 |
| Lockeford | 3,838 | $100,294 | $515,600 | $1,304 |
| Kennedy | 2,576 | $70,213 | $355,000 | $1,697 |
| Lodi | 67,607 | $88,530 | $492,500 | $1,680 |
More for people moving to Waterloo
Waterloo ZIP code ›Weather and climate ›Living in Waterloo: FAQ
What is the median household income in Waterloo, CA?
The median household income in Waterloo is $221,850, 124% higher than the California median of $99,122 (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).
What is the average home price in Waterloo?
The median home value in Waterloo is $847,800, compared with $734,700 in California.
How much is rent in Waterloo?
The median gross rent in Waterloo is $2,346 per month, about 14.7% of household income.
Is Waterloo, CA a good place to live?
Pluses: median household income 124% higher than the California median; an average commute of 25 minutes; a poverty rate of 5.5%. Minuses: home values 15% higher than the state median.
What is the median age in Waterloo?
The median age in Waterloo is 40.5 years (California: 37.9).
How long is the commute in Waterloo?
The average commute to work in Waterloo is 25 minutes; 16.1% of workers work from home.
What is the unemployment rate in Waterloo?
The unemployment rate in Waterloo is 0% (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).
How educated is Waterloo?
20.3% of adults in Waterloo have a bachelor's degree or higher.
Source: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (margins of error apply, especially in small towns). Figures are in 2024 dollars.
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