Living in Waterford, California

Cost of living, income, home prices, rent and demographics of Waterford · Census data 2020–2024

Waterford has 9,204 residents with a median age of 31.7. The median household income is $74,343 (25% lower than the California median), the median home value is $402,200, the median rent is $1,620/month.

Waterford at a glance

Population
9,204
Median age
31.7State: 37.9
Median household income
$74,343State: $99,122
Median home value
$402,200State: $734,700
Median rent
$1,620/moState: $2,036
Homeowners
55.8%
Bachelor's degree or higher
9.8%
Average commute
28 min

Is Waterford a good place to live?

Pros: Home values 45% lower than the state median; an average commute of 28 minutes.

Cons: Median household income 25% lower than the California median; unemployment of 7.9%; a poverty rate of 13.9%.

The weather is best in April–May and September–October.

Cost of living in Waterford

Housing is the biggest part of the cost of living. In Waterford the median home value is $402,200, 21% higher than the U.S. median. Renters pay a median of $1,620 per month, which is 26.9% of household income. Homeowners with a mortgage pay $1,866 a month in housing costs.

Median home value

Waterford$402,200
California$734,700
United States$332,700

Median monthly rent

Waterford$1,620
California$2,036
United States$1,413

Waterford median household income

The median household income in Waterford is $74,343 and the income per person is $28,063. 13.9% of residents live below the poverty line (California: 12%).

Median household income

Waterford$74,343
California$99,122
United States$80,734

Housing in Waterford: homes for sale and rent

Housing units
2,720
Owner-occupied
55.8%
Renter-occupied
44.2%
Vacant
5.1%Includes seasonal homes
Median year built
1987
Average household size
3.57

Waterford demographics

Population
9,204
Median age
31.7
Under 18
27.7%
65 and older
8%
Households
2,581
Foreign-born
25.5%
Veterans
2.5%Adults 18+

Race and ethnicity

White52.7%
Hispanic or Latino51%
Black0.6%
Asian3.8%

Hispanic or Latino can be of any race. Population history of Waterford ›

Education in Waterford

9.8% of adults 25 and older in Waterford have a bachelor's degree or higher (California: 37.1%), and 3.4% have a graduate or professional degree.

Bachelor's degree or higher

Waterford9.8%
California37.1%
United States35.7%

Jobs and commute in Waterford

Unemployment rate
7.9%State: 6.6%
Average commute
28 minState: 29 min
Work from home
4.8%
Drive alone
73.2%
Public transit
0%
Walk to work
1.8%
Homes with broadband
95.9%

Waterford vs nearby towns

TownPopulationMedian incomeHome valueRent
Waterford9,204$74,343$402,200$1,620
Hickman844$76,979$519,200$1,313
Hughson7,648$91,557$511,200$1,748
Empire3,429$52,563$335,200$1,238
Denair4,914$98,750$429,800$1,382
Oakdale23,194$83,091$457,900$1,559
Keyes5,577$64,524$344,100$1,546
East Oakdale2,269$119,844$856,600$2,122
Turlock72,502$82,995$460,600$1,612

More for people moving to Waterford

Waterford ZIP code ›Weather and climate ›

Living in Waterford: FAQ

What is the median household income in Waterford, CA?

The median household income in Waterford is $74,343, 25% lower than the California median of $99,122 (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).

What is the average home price in Waterford?

The median home value in Waterford is $402,200, compared with $734,700 in California.

How much is rent in Waterford?

The median gross rent in Waterford is $1,620 per month, about 26.9% of household income.

Is Waterford, CA a good place to live?

Pluses: home values 45% lower than the state median; an average commute of 28 minutes. Minuses: median household income 25% lower than the California median; unemployment of 7.9%; a poverty rate of 13.9%.

What is the median age in Waterford?

The median age in Waterford is 31.7 years (California: 37.9).

How long is the commute in Waterford?

The average commute to work in Waterford is 28 minutes; 4.8% of workers work from home.

What is the unemployment rate in Waterford?

The unemployment rate in Waterford is 7.9% (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).

How educated is Waterford?

9.8% of adults in Waterford have a bachelor's degree or higher.

Source: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (margins of error apply, especially in small towns). Figures are in 2024 dollars.

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