Living in Tracy, California
Cost of living, income, home prices, rent and demographics of Tracy · Census data 2020–2024
Tracy has 96,966 residents with a median age of 35.6. The median household income is $121,119 (22% higher than the California median), the median home value is $699,000, the median rent is $2,478/month.
Tracy at a glance
- Population
- 96,966
- Median age
- 35.6State: 37.9
- Median household income
- $121,119State: $99,122
- Median home value
- $699,000State: $734,700
- Median rent
- $2,478/moState: $2,036
- Homeowners
- 65%
- Bachelor's degree or higher
- 28.5%
- Average commute
- 43 min
Is Tracy a good place to live?
Pros: Median household income 22% higher than the California median; home values 5% lower than the state median; unemployment of 5.5%; a poverty rate of 7.8%.
Cons: An average commute of 43 minutes.
The weather is best in March to May and October.
Cost of living in Tracy
Housing is the biggest part of the cost of living. In Tracy the median home value is $699,000, 110% higher than the U.S. median. Renters pay a median of $2,478 per month, which is 30.8% of household income. Homeowners with a mortgage pay $2,786 a month in housing costs.
Tracy median household income
The median household income in Tracy is $121,119 and the income per person is $44,086. 7.8% of residents live below the poverty line (California: 12%).
Housing in Tracy: homes for sale and rent
- Housing units
- 30,228
- Owner-occupied
- 65%
- Renter-occupied
- 35%
- Vacant
- 4.3%Includes seasonal homes
- Median year built
- 1995
- Average household size
- 3.34
Tracy demographics
- Population
- 96,966
- Median age
- 35.6
- Under 18
- 26.5%
- 65 and older
- 11.3%
- Households
- 28,920
- Foreign-born
- 28.8%
- Veterans
- 4%Adults 18+
Hispanic or Latino can be of any race. Population history of Tracy ›
Education in Tracy
28.5% of adults 25 and older in Tracy have a bachelor's degree or higher (California: 37.1%), and 8.1% have a graduate or professional degree.
Jobs and commute in Tracy
- Unemployment rate
- 5.5%State: 6.6%
- Average commute
- 43 minState: 29 min
- Work from home
- 14.7%
- Drive alone
- 67.9%
- Public transit
- 1.4%
- Walk to work
- 1.3%
- Homes with broadband
- 95.2%
Tracy vs nearby towns
| Town | Population | Median income | Home value | Rent |
|---|---|---|---|---|
| Tracy | 96,966 | $121,119 | $699,000 | $2,478 |
| Mountain House | 25,513 | $177,163 | $946,900 | $3,501 |
| Lathrop | 35,052 | $126,421 | $643,600 | $2,570 |
| Manteca | 89,043 | $97,055 | $589,900 | $2,065 |
| French Camp | 3,264 | $90,893 | $386,600 | $1,991 |
| Byron | 1,837 | $76,424 | $750,000 | $2,643 |
| Discovery Bay | 14,911 | $147,117 | $832,000 | $3,029 |
| Taft Mosswood | 1,343 | $59,297 | $369,200 | $1,786 |
| Livermore | 85,522 | $160,775 | $1,105,600 | $2,677 |
More for people moving to Tracy
Tracy ZIP code ›Weather and climate ›Living in Tracy: FAQ
What is the median household income in Tracy, CA?
The median household income in Tracy is $121,119, 22% higher than the California median of $99,122 (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).
What is the average home price in Tracy?
The median home value in Tracy is $699,000, compared with $734,700 in California.
How much is rent in Tracy?
The median gross rent in Tracy is $2,478 per month, about 30.8% of household income.
Is Tracy, CA a good place to live?
Pluses: median household income 22% higher than the California median; home values 5% lower than the state median; unemployment of 5.5%; a poverty rate of 7.8%. Minuses: an average commute of 43 minutes.
What is the median age in Tracy?
The median age in Tracy is 35.6 years (California: 37.9).
How long is the commute in Tracy?
The average commute to work in Tracy is 43 minutes; 14.7% of workers work from home.
What is the unemployment rate in Tracy?
The unemployment rate in Tracy is 5.5% (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).
How educated is Tracy?
28.5% of adults in Tracy have a bachelor's degree or higher.
Source: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (margins of error apply, especially in small towns). Figures are in 2024 dollars.
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