Living in Merced, California

Cost of living, income, home prices, rent and demographics of Merced · Census data 2020–2024

Merced has 91,953 residents with a median age of 30. The median household income is $63,122 (36% lower than the California median), the median home value is $372,600, the median rent is $1,393/month.

Merced at a glance

Population
91,953
Median age
30State: 37.9
Median household income
$63,122State: $99,122
Median home value
$372,600State: $734,700
Median rent
$1,393/moState: $2,036
Homeowners
45.9%
Bachelor's degree or higher
20.2%
Average commute
29 min

Is Merced a good place to live?

Pros: Home values 49% lower than the state median; an average commute of 29 minutes.

Cons: Median household income 36% lower than the California median; unemployment of 11.3%; a poverty rate of 23.9%.

The weather is best in April–May and September–October.

Cost of living in Merced

Housing is the biggest part of the cost of living. In Merced the median home value is $372,600, 12% higher than the U.S. median. Renters pay a median of $1,393 per month, which is 32.7% of household income. Homeowners with a mortgage pay $1,895 a month in housing costs.

Median home value

Merced$372,600
California$734,700
United States$332,700

Median monthly rent

Merced$1,393
California$2,036
United States$1,413

Merced median household income

The median household income in Merced is $63,122 and the income per person is $27,343. 23.9% of residents live below the poverty line (California: 12%).

Median household income

Merced$63,122
California$99,122
United States$80,734

Housing in Merced: homes for sale and rent

Housing units
29,758
Owner-occupied
45.9%
Renter-occupied
54.1%
Vacant
6.1%Includes seasonal homes
Median year built
1985
Average household size
3.25

Merced demographics

Population
91,953
Median age
30
Under 18
29.9%
65 and older
10.4%
Households
27,950
Foreign-born
22.1%
Veterans
3.8%Adults 18+

Race and ethnicity

White28.9%
Hispanic or Latino60.1%
Black5%
Asian9.6%

Hispanic or Latino can be of any race. Population history of Merced ›

Education in Merced

20.2% of adults 25 and older in Merced have a bachelor's degree or higher (California: 37.1%), and 6.9% have a graduate or professional degree.

Bachelor's degree or higher

Merced20.2%
California37.1%
United States35.7%

Jobs and commute in Merced

Unemployment rate
11.3%State: 6.6%
Average commute
29 minState: 29 min
Work from home
8.4%
Drive alone
73.6%
Public transit
0.8%
Walk to work
1.4%
Homes with broadband
94.1%

Merced vs nearby towns

TownPopulationMedian incomeHome valueRent
Merced91,953$63,122$372,600$1,393
Bear Creek346$153,088——
Franklin7,392$58,295$308,200$1,399
McSwain5,783$139,131$690,100$1,516
Atwater32,162$64,472$363,400$1,279
Planada3,506$42,727$266,400$1,036
Winton11,797$57,015$339,400$1,156
El Nido510$55,486$366,700$950
Cressey386$90,333$225,000—

More for people moving to Merced

Merced ZIP code ›Weather and climate ›

Living in Merced: FAQ

What is the median household income in Merced, CA?

The median household income in Merced is $63,122, 36% lower than the California median of $99,122 (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).

What is the average home price in Merced?

The median home value in Merced is $372,600, compared with $734,700 in California.

How much is rent in Merced?

The median gross rent in Merced is $1,393 per month, about 32.7% of household income.

Is Merced, CA a good place to live?

Pluses: home values 49% lower than the state median; an average commute of 29 minutes. Minuses: median household income 36% lower than the California median; unemployment of 11.3%; a poverty rate of 23.9%.

What is the median age in Merced?

The median age in Merced is 30 years (California: 37.9).

How long is the commute in Merced?

The average commute to work in Merced is 29 minutes; 8.4% of workers work from home.

What is the unemployment rate in Merced?

The unemployment rate in Merced is 11.3% (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).

How educated is Merced?

20.2% of adults in Merced have a bachelor's degree or higher.

Source: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (margins of error apply, especially in small towns). Figures are in 2024 dollars.

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