Living in Half Moon Bay, California

Cost of living, income, home prices, rent and demographics of Half Moon Bay · Census data 2020–2024

Half Moon Bay has 11,391 residents with a median age of 47.4. The median household income is $157,884 (59% higher than the California median), the median home value is $1,549,500, the median rent is $2,433/month.

Half Moon Bay at a glance

Population
11,391
Median age
47.4State: 37.9
Median household income
$157,884State: $99,122
Median home value
$1,549,500State: $734,700
Median rent
$2,433/moState: $2,036
Homeowners
71.1%
Bachelor's degree or higher
52.4%
Average commute
29 min

Is Half Moon Bay a good place to live?

Pros: Median household income 59% higher than the California median; unemployment of 2.4%; a poverty rate of 5.6%.

Cons: Home values 111% higher than the state median; an average commute of 29 minutes.

The weather is best in July to October.

Cost of living in Half Moon Bay

Housing is the biggest part of the cost of living. In Half Moon Bay the median home value is $1,549,500, 366% higher than the U.S. median. Renters pay a median of $2,433 per month, which is 27.6% of household income. Homeowners with a mortgage pay $4,001 a month in housing costs.

Median home value

Half Moon Bay$1,549,500
California$734,700
United States$332,700

Median monthly rent

Half Moon Bay$2,433
California$2,036
United States$1,413

Half Moon Bay median household income

The median household income in Half Moon Bay is $157,884 and the income per person is $83,128. 5.6% of residents live below the poverty line (California: 12%).

Median household income

Half Moon Bay$157,884
California$99,122
United States$80,734

Housing in Half Moon Bay: homes for sale and rent

Housing units
4,473
Owner-occupied
71.1%
Renter-occupied
28.9%
Vacant
9.1%Includes seasonal homes
Median year built
1979
Average household size
2.80

Half Moon Bay demographics

Population
11,391
Median age
47.4
Under 18
22.7%
65 and older
23.1%
Households
4,068
Foreign-born
21.6%
Veterans
6.6%Adults 18+

Race and ethnicity

White61.1%
Hispanic or Latino28.7%
Black0.5%
Asian6.3%

Hispanic or Latino can be of any race. Population history of Half Moon Bay ›

Education in Half Moon Bay

52.4% of adults 25 and older in Half Moon Bay have a bachelor's degree or higher (California: 37.1%), and 26.1% have a graduate or professional degree.

Bachelor's degree or higher

Half Moon Bay52.4%
California37.1%
United States35.7%

Jobs and commute in Half Moon Bay

Unemployment rate
2.4%State: 6.6%
Average commute
29 minState: 29 min
Work from home
25.6%
Drive alone
60.3%
Public transit
0.4%
Walk to work
5.1%
Homes with broadband
95.6%

Half Moon Bay vs nearby towns

TownPopulationMedian incomeHome valueRent
Half Moon Bay11,391$157,884$1,549,500$2,433
El Granada5,232$213,347$1,424,700—
Moss Beach2,683$99,680$1,123,100—
Montara2,917$233,826$1,580,700$3,032
Highlands2,450$250,001$2,000,001$3,501
Baywood Park1,580$217,206$2,000,001$3,501
Hillsborough11,099$250,001$2,000,001$3,501
Belmont27,337$205,297$2,000,001$2,875
Millbrae22,689$163,476$1,934,900$3,272

More for people moving to Half Moon Bay

Half Moon Bay ZIP code ›Weather and climate ›

Living in Half Moon Bay: FAQ

What is the median household income in Half Moon Bay, CA?

The median household income in Half Moon Bay is $157,884, 59% higher than the California median of $99,122 (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).

What is the average home price in Half Moon Bay?

The median home value in Half Moon Bay is $1,549,500, compared with $734,700 in California.

How much is rent in Half Moon Bay?

The median gross rent in Half Moon Bay is $2,433 per month, about 27.6% of household income.

Is Half Moon Bay, CA a good place to live?

Pluses: median household income 59% higher than the California median; unemployment of 2.4%; a poverty rate of 5.6%. Minuses: home values 111% higher than the state median; an average commute of 29 minutes.

What is the median age in Half Moon Bay?

The median age in Half Moon Bay is 47.4 years (California: 37.9).

How long is the commute in Half Moon Bay?

The average commute to work in Half Moon Bay is 29 minutes; 25.6% of workers work from home.

What is the unemployment rate in Half Moon Bay?

The unemployment rate in Half Moon Bay is 2.4% (U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024).

How educated is Half Moon Bay?

52.4% of adults in Half Moon Bay have a bachelor's degree or higher.

Source: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (margins of error apply, especially in small towns). Figures are in 2024 dollars.

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